LIability Insurance Coverage

Professional & General Liability Insurance Program for CAHN-Pro Members

CAHN-Pro has recently partnered with BMS Group, an insurance broker specializing in the design and management  insurance programs for many of Canada’s leading healthcare  of associations and their members, to offer reduced insurance premiums for their members’ liability insurance.

Includes online consultation coverage and cooking classes (with Food and Health Safety certificate)

Rates for Professional & General Liability (claims made form)

Per Claim Limit

$1,000,000

$2,000,000

Annual Aggregate Limit

$2,000,000

$4,000,000

Premium

$150

$185

*NEW THIS YEAR:  Coverage extends to cooking classes (Food Health & Safety Certificate required)

Click here to learn more about the coverage. 

Click here for an application form. 

Did you know...

Coverage is provided on a claims-made basis. This means that the policy will respond to a claim only if the policy is in place when the claim is reported, as opposed to when the incident occurred.

Insurance Terms Defined

Professional Liability Insurance

Professional liability coverage provides insurance protection for wrongful acts to a third party (actual or alleged negligent acts, errors, or omissions) committed when acting within your scope of practice. Your coverage insures payment of both compensatory damages and legal costs associated with a claim. 

General Liability Insurance

Commercial General Liability insurance (CGL) provides coverage to protect against claims arising from injury or property damage that you (or your business may cause to another person as a result of your operations and/or premises. For example, a client may slip and fall on a wet floor and injure themselves or you may accidentally cause property damage to a client’s home during a consultation. 

Claims Reporting Procedures

Prompt claims reporting is very important and should be made within 30 days of receiving a formal notice or statement of claim. Failing to report a claim may result in denial of coverage. Please refrain from making any oral or written statement to the claimant, unless the Insurer advises to do so.

To report a claim or potential claim, please contact BMS Group at 1-855-318-6558 or cahnpro@bmsgroup.com.